I do not know about you, but I have not written a check to pay for something
in years. I dread being behind someone in a grocery store line that decides
to write a check after the clerk totals their bill. Had I seen the checkbook
prior to joining the line I would skipped it and moved onto the next one.
The person using a check typically waits patiently viewing every item
being scanned before taking out their checkbook. The least they could
be doing while waiting for the total is writing down the obvious information
like the date, the store's name, and signing the check. I see the
need to write a check in some instances, but when a check/debit card is
available it is much more convenient to use that form of payment.
Federal Reserve estimates that check cashing has decreased by over three billion in the last ten
years. Not surprisingly, check/debit card has more then doubled during
the same period. This .trend is likely to increase in future since most
recurring bills are paid online by people and point of purchase machines
are readily available at most locations. While our Houston Criminal Law
office still accepts checks most of our business is conducted via credit
I wonder how this has impacted the Check Fraud Division of the Harris County
District Attorney's Office. It has long been considered that part
of the Office is a "pseudo" collection agency for Houston businesses.
Nevertheless, with the downward trend of check writing how much longer
will the Check Fraud Division be sustainable. The time is fast approaching
to combine it with another department within the Harris County District